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Oak Cover AI Liability Policy 2025

Acme AI Inc. • Active

Policy Overview
StatusActive
Effective Date1/1/2025
Expiry Date1/1/2026
Total Limit$10.0M
Annual Premium$270,000
Risk Breakdown
77
AI Risk Score59
Data Risk6
Deployment Risk13
Regulatory Risk3
Usage Risk3
Policy Components

AI Performance Failure

Covers economic loss from AI malfunction or degraded performance.

Included

Limit

$5.0M

Retention

$50,000

AI Liability (3rd-party)

Covers lawsuits arising from AI outcomes.

Included

Limit

$5.0M

Retention

$25,000

Regulatory Defense

Covers legal costs for AI compliance inquiries.

Included

Limit

$2.0M

Retention

$50,000

Linked Models

Customer Support LLM

LLM

Clinical Triage Model

TabularML

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Support Chatbot – Production

Production • Public API

Clinical Triage – Production

Production • Public API

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